On 1 Dec 2015, the Central Government has directed the Central PF Commissioner that the employees whose details like AADHAAR Number and Bank Account Number have been seeded in their Universal Account Number (UAN) and whose UAN have been activated, may submit claims in Form-19, Form-lOC and Form 31 directly to the Commissioner even without attestation of their employers, for fast settlement of claims, with immediate effect. You can read the EPF notice
What was the process of submission of EPF Forms?
Before 1 Dec 2015, subscribers who wanted to withdraw submitted their claims through their current or former employers. The attestation,sign and seal ,by their employer, of the forms was compulsory as it was only the employer who could identify the worker and his details.
Why is the attestation of EPF Withdrawal forms not required now?
After launch of UAN, EPFO has started collecting the KYC details such as Aadhaar, PAN, Bank details etc. duly attested by the employer. The process of withdrawal for such employees is made very simple as the employee is not required to verify the form by his employer. He can provide mobile number, UAN and cancelled cheque of one’s bank account and address as basic details and submit the same using one’s signature. Based on his KYC submitted by employer the money will be sent to one’s bank account provided by the employer while seeding attested KYCs.
According to EPFO website, as on Dec 2015, 5.65 crore UANs have been allotted and 2.13 crore subscribers have activated their UANs.
How will the submission of forms work now?
Subscribers can file their claims directly without employers’ attestation , if they have UAN activated and KYC done. They would have to use new forms 19 UAN, 10-C UAN and 31 UAN. UAN suffix is added to differentiate new forms from old forms.
Forms have to be submitted manually by subscribers directly to the respective jurisdictional EPF Offices.
What are the conditions to use the New EPF Forms with UAN?
- You must have UAN number activated.
- You must linked your Aadhaar number with UAN.
- You must provided your Bank details to your UAN.
- Your KYC must be verified by your employer.
The employees, who still have not activated or updated their UAN will not be able to use these new forms. They would have to use the old forms 19, 10C and 31 for partial and full withdrawals and submit it to their earlier employer.
What can you do if KYC is not verified by an employer and employer is not attesting the EPF Forms?
If Employer does not attest your forms, you have to fill the regular Form 19, Form 10C or Form 31 and submit it to regional EPFO. For withdrawal if your last employer not co-operating with you for withdrawal, then you can follow the below process. These forms are explained in our article Forms to avoid TDS,15G, 15H, and EPF Withdrawal Forms Form 19, Form 20,Form 10C,Form 10D,Form 51F
- Fill Form 19 (EPF withdrawal) and Form 10C (EPS Withdrawal).
- Get attested by anyone of-Manager of a bank (PSU preferred or where you have a savings account), By any gazetted officer or Magistrate / Post / Sub Post Master / Notary.
- Write a letter to regional EPFO stating the reason for not getting attestation from an employer.
- Send the filled form to regional EPFO along with cancelled cheque.
So New forms are Form 19 (UAN) for EPF withdrawals, Form 10C (UAN) for EPS withdrawals and Form 31 (UAN) for advance or loan from EPF. UAN suffix is added to differentiate new forms from old forms. These new forms are of half a page size compared to two to three pages applications used at present for withdrawal of PF.
- EPF withdrawals : UAN-Based_Form 19 . Please do submit Form 15G to avoid TDS deduction if your service is less than 5 years.
- EPS withdrawals :UAN-Based_Form 10C(note that EPS withdrawal is only allowed if you have not completed 10 years of service.)
- Claiming Advance or Loan from EPF : UAN-Based_Form31
The form asks one to verify that data in UAN portal is correct including bank account number, Aadhaar number as shown in image below.
EPF Verify the details in UAN portal
Select Profile->Update KYC Information as shown in image below.
Check KYC details associated with UAN
KYC details associated with UAN
EPF Verify KYC details associated with UAN
One can Locate Employees’ Provident Fund Organisation office in various states in the country. You can find details upon choosing the name of the state, office location and district name from the drop down menu.
Step 1: To locate your EPF visit http://search.epfoservices.org:81/locate_office/office_location.php Or go to epfindia website then under For employees click Locate an EPFO Office.
Locate EPFO Office
Locate EPFO office select State and District
Office Details of EPF Locate Office
EPF Regional Office Details
New & Revised EPF UAN Forms
New forms are Form 19 (UAN) for EPF withdrawals, Form 10C (UAN) for EPS withdrawals and Form 31 (UAN) for advance or loan from EPF. UAN suffix is added to differentiate new forms from old forms. Let’s go through these forms in detail. You also have to provide a Cancelled cheque as EPFO wants to assure that EPF amount goes into the right account. The account number in the cheque is cross checked with the account number available at UAN data. It is therefore necessary to give the cheque of the account which is mentioned in UAN portal. The UAN portal has the details of your account, bank name and IFSC code.New Form 19 (UAN) for EPF withdrawal
One has to use this form to withdraw EPF amount when one quits job due to retirement, resignation, disablement, termination, marriage, or permanent settlement abroad. You can withdraw from EPF and EPS if you are unemployed for 2 months. You can also wait for two months to get a new job and then you can get your PF Account transferred to the new Account. However, in case of not getting the job , apply for the settlement before 36 months from leaving the last job as no interest will be paid after 36 months and the account will become inoperative.
You can withdraw EPF both the employee and employer contribution by submitting Form 19 UAN.
The form is simple. You just have to provide your UAN number, mobile number, name, date of leaving, reason for leaving and postal address. When service is less than 5 years, you have to give PAN number along with two copies of Form 15G/15H .
You would have to submit doctor certificate if you are resigning due to permanent and total incapacity due to bodily or mental infirmity, copy of Visa, Passport Journey Ticket if you are migrating from India and offer of appointment letter and copy of Visa, Passport Journey Ticket in case of taking up employment abroad.
Please note that if you join a new job then your UAN will be linked with the new member ID or the new PF account number so EPFO can track whether you are employed or not and since when.
EPF New Withdrawal form 19 UAN
This form has to be filled only if Withdrawal benefit for EPS is applicable. Withdrawal from Employee Pension Scheme, EPS, depends on if you have less than 10 years of contribution to EPF. If you have more than 10 years of contribution to EPS you will get a Scheme Certificate. You can apply for EPS Withdrawal Benefit Form 10C UAN .
NEW EPS Withdrawal Form 10C
Use this form to avail advances or withdrawal from EPF while one is working. Advance or Withdrawals may be availed for the purposes,such as Marriage, Treatment, after putting in at least 5 years of service. The amount that can be withdrawn depends on the purpose, depends on the number of years of service . How many times can one withdraw for the same reason depends on purpose for example one can withdraw for marriage of self, son or daughter, brother or sister 3 times after one has completed 7 years of service . For marriage purpose one can withdraw 50% of employee share but for treatment one can withdraw upto 6 times of Wages. Table below given an overview of Purpose,Completed Years, Maximum amount of Loan and Other conditions. Our article EPF Partial Withdrawal or Advance covers it in detail.
Reasons for which one can withdraw partially from EPF
EPF Partial Withdrawal Form 31
You can download the new UAN based EPF forms from EPF website
- EPF withdrawals : UAN-Based_Form 19 . Please do submit Form 15G to avoid TDS deduction if your service is less than 5 years.
- EPS withdrawals :UAN-Based_Form 10C(note that EPS withdrawal is only allowed if you have not completed 10 years of service.)
- Claiming Advance or Loan from EPF : UAN-Based_Form31
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